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“Someone is sitting in the shade today b

“Someone is sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett

So what long term planning do you need to do? Write it down and have the discussion within the week with everyone who needs to be involved. Stop procrastinating and go make it happen. – Coach Bryan

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Did you get up this morning and say a) G

Did you get up this morning and say a) Great! It’s Monday…. or b) Darn! It’s Monday? Thought for the day….“The best way to appreciate your job is to imagine yourself without one.” – Oscar Wilde

Go make a it a great and productive week!!!!! – Coach Bryan

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Success is a matter of understanding and

Success is a matter of understanding and religiously practicing specific simple habits.
~ Robert J. Ringer

So what one or two items are you going to start practicing this weekend that will positively impact your life? – Coach Bryan

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Are you looking for options with Financi

Are you looking for options with Financial Education for you or your staff? http://ow.ly/hMO6Y

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How Is Your Spare Tire?

A flat tire on a Mercury Villager van.

A flat tire on a Mercury Villager van. (Photo credit: Wikipedia)

If we carry around a spare tire in the back of the car, we’re covered in case of a flat, right? Not always.

A few years back, I had the privilege of experiencing a flat tire at midnight on a dark, muddy country road. I thought, “No problem, I’ll just pull out the spare.” It was also flat. The spare tire was placed in that vehicle when it was new and had never been used. The assumption was that it would do the job when needed. But what changed? Time.

As time went by, the spare had slowly lost its air. What “spares” do you currently have that are no longer doing the job? Spares don’t last forever. They need to be maintained. Below are a few things I suggest you look at this week:

  1. Life Insurance: Does it still match your needs? Have you added a mortgage or had children since you first obtained that plan? Are the correct beneficiaries listed?
  2. Homeowner Insurance: Do you have the proper coverage?
  3. Your Will: Again, is it up to date? If something happens to you, what will happen to your kids?
  4. Emergency Fund: Do you have one? If you don’t, will you pull out the credit card and incur additional debt if something happens? Are you prepared for an emergency?

I recommend that you do one more thing- go out to your car and check your spare tire to make sure you are prepared should you have a flat. Don’t procrastinate!!

You never know when you might end up with a flat tire at midnight on a dark, muddy country road.

Until next time . . .

Bryan Cooper
My Financial Life Coach LLC
Financial Life Coach
“Helping You Get Your Financial House In Order”
Delaware, OH 43015

Visit us at http://www.MyFinancialLifeCoach.net

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Contrary to popular belief, a budget is

Contrary to popular belief, a budget is not restrictive, but empowering. Don’t believe me? Try having an emergency w/o an emergency fund. Or, try having an emergency where you write a check out of your emergency fund to cover the emergency. EMPOWERING!!

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Student Loan Delinquencies Are Worse Tha

Student Loan Delinquencies Are Worse Than You Think http://ow.ly/apjE7

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