It is important to appreciate what you have. Do you have good health? A roof over your head? Family? It is easy to forget about the more important things when you are so focused on the money issues around you.
Each day, you can use an appreciation journal to reflect on the positives of your life. Like they say, you get what you focus on. If you only focus on the negatives, everything in your life will seem negative. If you focus on the positives, you will find it easier to see the good in situations, and this positive outlook will give you strength to continue during tough days.
The first 4-6 weeks of budgeting is often very difficult. Things break, unexpected bills show up, and it is easy to grow frustrated and to start focusing on your problems. I tell the folks I coach that when (not if) this happens, I want them to find $35 dollars or something they can sell for $35 and give it to an organization that will help a child in a country such as Haiti.
Why? The $35 you just sent can feed an impoverished child for about a month. Most likely, the setback you are currently dealing with isn’t anywhere near as difficult the issues the child in Haiti is dealing with on a daily basis. As you reflect on your situation and the situation of that child, you will begin to understand the benefit of using an appreciation journal to track and reflect on what is really important in your life.
You have a choice, and the choice is yours.
Financial Life Coach
Keywords: Budget, Budgeting, Change, Finances, Financial, Miscellaneous, Personal Finance, Priorities, Uncategorized
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