The Raise

Did you get a raise this year? If you did, what did you do with it? Have you noticed its impact on your finances? So many times, we don’t notice our raises because they are absorbed into our spending. As our salary goes up, our expenses tend to increase to match our new income. Sometimes they climb even higher than that, causing financial problems.

Here is my challenge to you today. Every year you get a raise, save a portion of it. Consider setting aside at least 1% for savings each year. In ten years you will be saving 10%. In fifteen years you will be saving 15%, and in twenty years . . . you get the idea. Use your raises to your advantage. Take control of them instead of absorbing them into your spending.

Looking back, where would you be today if you had applied this concept when you first started working? Some of you would have a lot of money saved right now. You can’t change your past, but you can change your future. Are YOU going to start saving YOUR raises?

You have a choice, and the choice is yours.

Bryan Cooper

My Financial Life Coach, LLC

Delaware, Ohio  43015

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Balance Up: 42 Days to Maximize, Energize, and Organize Your Life

Balance Up is different than most other programs because it combines Goal Setting, Financial Management, Prioritization Management, Time Management, and Life Balance into a single program. In the mid 90’s Bryan developed and delivered corporate training in the areas of Goal Setting, Action Planning, and Time Management, so he understands adult learners. Bryan has combined that experience with his experience in financial coaching to create Balance Up.

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Filed under Budget, Finance, Money, Personal Finance, Priorities, Saving Money, Stress

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