Sara’s Journey Through Balance Up – Days 22-24

Day 22–Balancing Part 2

(Posting Sara’s (Single Mom’s Ask Sara) journey through the Balance Up program).

Today Bryan takes us through the second half of our goal assessment, and he asks some pretty tough questions.

Bryan starts with “How do you feel each morning?” For so many of us, how we feel in the morning isn’t even something we want to think about!

I remember when I was working a lot of hours, getting kids to and frow, and in grad school. I was so exhausted my stomach hurt. Being nearly unable to move I reached for the coffee, which made me feel like a bomb had exploded in my stomach, but got me moving. I am very grateful that was a short period of time in my life, and for a good cause. For too many of us, it is the norm.

Bryan goes on to ask if we are eating correctly, exercising, taking vitamins as needed, and are we resting???

 Is my lack of energy keeping me from the life I want to live?

Ouch! While I know a lot of people who would say they can’t possibly make time to be healthy, I know everyone of them would stop dead (no pun intended) in their tracks if asked the above question. We tend to disassociate our crazy lives from the idea that by living them, we are missing our primary purpose, and our pleasure.

Bryan presses on. Are our relationships getting in the way of having balance in our lives, and/or do we have relationships that are getting in the way of our families? Are we in the career that satisfies our calling? Are we maximizing our income? Can we retire when it’s time?

These are all incredibly important questions. They say cemetaries are filled with ignored dreams. What are your dreams, and are you living in a way that allows you fulfill them? (I have a more information on this topic for those on my mailing list…so if you aren’t there yet, sign up!)

Your money should be used to support you as you move down the path toward your dreams. It should not be the primary cause of your stress and the very reason you CAN’T fulfill your dreams.

If you haven’t signed up yet, what’s holding you back? Balance UP! is clearly the simplest most straightforward method to getting your money and life together in a way that moves your money to a position of support for your life. I am great at squeezing the life out of a dollar, but where I was putting the juice from that dollar wasn’t giving me full benefit. I am excited to be learning a new approach.

Day 23–Prioritizing your goals

Today’s video was less than 2 minutes long, but the instructions will change your life!

Bryan supplies a Goal Brainstorming Worksheet. You complete the worksheet by goal topic area and list what you would like to achieve in each area. Sometimes people get hung up on defining their goals because life is messy and things happen. That’s OK. These are your goals today.

For example: Say you have the spiritual goal of attending church or temple each week. Things are trucking along just fine and then your appendix bursts (I hope this doesn’t happen to you!) and you aren’t going to be leaving the house for a while. Do you get an F in this goal? Of course not! You can table it until you are able to work on it again, or you can change it to watching a service on TV. These are your goals. You don’t have to share them, and you don’t get a grade. You just need to get started.

Once you have your goals established, prioritize them by category. Take your time and think about what you want to achieve in your life. We know that what we focus on, grows in our life. So if you write “I will be out of debt”, what are you focusing on? Debt! Bryan suggests something like, “I will pay an extra $430 on my bills each month.” The focus here is on having an extra $430 each month. Maybe you can make that $430 grow to an even bigger amount!

Have fun with this part. By setting goals, you are defining what you want to do to make your life better!

Day 24…Finalizing that prioritizing

Ok. So we have our goals down from our brainstorming session and we have taken the time to really think about what we’d like to achieve in all the areas of our life.

Today we are going to look at our list again, and we’re going to whittle it down so that we are only working on the 10 or so goals we really want to get started on. We are whittling because our little heads can’t wrap around a large stack of goals. We have to do a few, accomplish, celebrate, and repeat.

If you are working through Balance UP! as a couple, this is where the two of you finally come together. You will pool your goals and whittle them down together so that you know your goals aren’t in conflict with each other, and ideally the two of you are headed in the same direction.

Bryan reminds us to make sure our goals are SMART.

S–Specific
M–Measurable
A–Attainable
R–Relevant
T–Timebound

SMART goals help us to assure the greatest opportunities for success. Next, we go back to the Paycheck Distribution Tool…and let me say this is my very favorite thing about the entire Balance UP! program so far. It is so easy to play with where my money goes each month when I use this tool. I can play around with the scenarios until I land right where I want to be for each month.

Using this tool you can easily set aside funds for a vacation, Christmas, a new stove (that’s on my list), etc. Then…handy dandy Form 7 tracks each month’s set aside amount. Wa-la! How nice to see a Christmas, vacation, or stove fund growing each month!

– Sara

Interested in learning more about Balance Up? 32 online lessons taken over a 42 day period for only $29.99.

Bryan Cooper

My Financial Life Coach, LLC

Delaware, Ohio

www.MyFinancialLifeCoach.net

My Financial Life Coach is a provider of financial education, coaching, web-based training,

and seminars for individuals, businesses, and non-profits.

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Filed under Budget, Finance, Goal Setting, Goals, Health, household budget, Life Balance, Money, Personal Finance, Priorities, Time, Time Management, Uncategorized

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