Tag Archives: Haiti

You Get What You Focus On: Your Appreciation Journal

Coat of arms of Haiti

Coat of arms of Haiti (Photo credit: Wikipedia)

Caught up in the day to day issues of life, it’s easy to forget our blessings. What do you appreciate in your life? Your health? Home? Family?

When you’re learning to budget, don’t get so caught up in the money issues that you forget the more important things motivating you to get your finances in order. An appreciation journal is a great way to remember those motivators. Take some time to reflect on the positives in your life. Write them down and look at them when you grow discouraged. Remember why you’re making these changes and how they line up with your goals.

You get what you focus on. Instead of dwelling on the negatives, look to the positives. You’ll be surprised at how easily you’ll note the good in situations, giving you strength to continue pressing on even during the tougher days.

The first 4-6 weeks of budgeting is often very difficult. Things break, unexpected bills show up, and it is easy to grow frustrated and to start focusing on your problems. I tell the folks I coach that when (not if) this happens, I want them to find $35 dollars or something they can sell for $35 and give it to an organization that will help a child in a country such as Haiti.

Why? The $35 you just sent can feed an impoverished child for about a month. Most likely, the setback you are currently dealing with isn’t anywhere near as difficult the issues the child in Haiti is dealing with on a daily basis. As you reflect on your situation and the situation of that child, you will begin to understand the benefit of using an appreciation journal to track and reflect on what is really important in your life.

You have a choice, and the choice is yours.

Bryan Cooper

My Financial Life Coach LLC

“Helping You Get Your Financial House In Order”

Delaware, OH 43015






Filed under Attitude, Budget, Change, Family, Finance, Health, Money, Personal Finance, Priorities

Time Tip Thursday

Home: When purchasing something which may be out of stock, call the store before leaving home to see if they have it.

Work: When scheduling, use a single calendar to ensure that business and family events do not conflict.

Work: When you are at work, be sure to work. Being more efficient while in the office will increase your productivity, enabling you to focus on other things when you are not at work, such as building relationships with your family and friends.

What are some of your favorite tips? Let’s hear about them. Post your comments here or on my Facebook page.

Just a reminder, between now and December 25, I’m donating $2 to Lifeline Christian Mission for every new “Like” on the My Financial Life Coach Facebook page.


Bryan Cooper

Financial Life Coach

Dave Ramsey Certified

2280 W William St., Suite A

Delaware, OH  43015


MyFinancialLifeCoach.net is a provider of financial education, coaching, web-based training, and seminars for individuals, businesses, and non-profits.

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Filed under Christmas, Dave Ramsey, Goals, Miscellaneous, Procrastination, Time, Time Management, Uncategorized, Work

The Gift That is Sure to Please!

I think I have seen this comment on about every Christmas ad. It’s on TV, its in print. Everyone telling you that they have just that special gift. The advertisements are selling the gifts of jewelry, clothing, entertainment, or even exercise.

There is nothing wrong with these gifts and there is nothing wrong with gift giving. But I do have to ask a couple of questions…

Do you REALLY need to upgrade from the 42″ TV to the 60″ plus TV?

Does your Dad really need another tie to add to his collection of 70 ties?

This year I want to challenge you to include a gift to charity.


$15 will but a food basket for Haiti. Does Dad really need that tie?

$120 will buy a desk for 3 Haitian students. Does Mom need that 18th necklace?

$4,000 will buy a home for a Haitian family. Can you and 19 friends come up with $200? Can you imagine the joy you can bring to a family who doesn’t have a home for their family?

Interested? Below are two ideas for you to help those in Haiti.

#1. Check out a number of great gift giving opportunities at Lifeline Christian Mission. This is a great organization. We have sponsored children for years and my teenagers have traveled to Haiti on mission trips. An excellent and well run mission!

#2. From now until December 25, I will donate $2 to Lifeline for every new “Like” on the “My Financial Life Coach” Facebook page (18 and older please). I’m currently at 157 likes so I need your help…tell your friends and have them stop over and like this page. Be sure to “Like” the page, not just the posting.

100 NEW LIKES EQUALS $200. PLEASE help me make this happen!!

As I always say, YOU have a choice, and the Choice is YOURS.


Bryan Cooper

Financial Life Coach

Dave Ramsey Certified

2280 W William St., Suite A

Delaware, OH  43015


(740) 815-3243


Visit us at www.MyFinancialLifeCoach.net for hundreds of money saving tips, articles, and other resources.

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Filed under Christmas, Dave Ramsey, Education, Family, Food, Uncategorized

Are You Up to the Challenge?

Here is a post I put on my personal Facebook page last week. I decided to post it here as well. Are you up to the challenge?

I’ve heard some disturbing news over the past month or so. Due to dwindling offerings/donations at churches and non-profits, a minister in another state has been laid off, non-profit ministries have many unmet needs, and churches are cutting salaries to meet budgets.

Bottom-line: Ministering to the needs of others is taking a hit. The laid off minister is now spending his time looking for a job instead of ministering to the needs of others. Non-profits are turning away folks (sometimes children) with real needs because they don’t have the funds. Church staff members taking pay reductions are losing some of their ministry focus as they scramble to make ends meet within their own personal budgets.

Are you ready to answer the call? Are you willing to step up and meet this gap? I’m challenging you to consider doing the following four things.

Challenge #1 – Do one act of service each month for the next 12 months. Find a person in your community that has an unmet need. Help an elderly neighbor who needs help around the house. Help the single parent by giving them a night out, help them with a project, or invite them to share a meal with you. You get the idea.

Challenge #2 – Help fund some of the shortage by giving an additional $40 per month to a mission/ministry. Where will the $40 come from? A family of four can eat out one less time per month ($32 savings) and eliminate beverages ($8) when eating out for a total savings of $40. By the way, for $30 a month you can support a child in Haiti at Life-Line Christian Mission. Just a thought.

Challenge #3. I currently have 450 friends of Facebook. If 250 of you will accept my challenge, it will mean that you will be helping folks 3,000 times in a 12 month period. It also means you will be donating $120,000 to missions/ministry over that same time period.

Challenge #4. Will you humor me for one more challenge? I challenge the 250 friends mentioned above to challenge 9 of their friends to do the same. If they join you in this challenge, it will mean that folks will be helped 30,000 times and 1.2 million will be donated to missions/ministry.

Wow! What are you waiting for? Challenge your friends to join you in making a difference in the lives of a lot of folks in your community.

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Filed under Budget, Change, Economy, Finance, Financial, household budget, Personal Finance